Thinking about buying a fix and flip? Use this free tool to make sure it’s a good deal before you pull the trigger.

Run the numbers before you swing a hammer. Our Fix & Flip ROI Calculator analyzes purchase price, rehab budget, financing, and holding costs to show your true cash to close, net profit, and ROI. It’s fast, transparent, and built for investors who want clarity.

What this Fix & Flip Calculator measures (Inputs)

1) Property & Deal Inputs

Purchase Price – Basis for financing, taxes, and ROI.
Down Payment % – Equity contribution that drives cash to close and leverage.
After Repair Value (ARV) – Expected resale price.
Closing Costs (Buy) – Upfront acquisition expenses.
Closing Costs (Sell) – Commissions and seller‑side fees on exit.

2) Renovation Categories (line‑item detail)

Enter costs by category for accurate totals and a clean audit trail.

Pre‑Construction

Plans, permits, filings
Foundation
Pest control
Temporary requirements
Plumbing pre‑demo
Electrical pre‑demo
Demo, disposal, site prep
Engineering reports

Rough Structure

Soil grading & drainage
Rough plumbing under house
Framing & subfloor
Roof decking
Exterior doors
Windows & glass
Sheathing & siding
Exterior trim
Roof

Major Systems

Fireplace
HVAC
Plumbing in walls & ceiling
Bathtubs & shower pans
Rough electrical
Masonry
Batt insulation
Concrete work

Unfinished Surfaces

Sheetrock
Garage doors
Gutters
Unfinished wood floors
Cabinetry
Interior doors, trim & millwork
Clean before paint

Finished Surfaces

Paint interior & exterior
Insulation
Countertops
Tile
Vinyl floors
Final HVAC
Final plumbing
Final electrical
Finish wood floors

Final Details

Lockout
Mirrors & shower doors
Appliances
Carpet
Landscaping
Final cleaning & make‑ready
Accessories & decor
Punch list

Post‑Rehab

Close permits
Staging
Photography
Listing prep

3) Holding Costs

Project Duration (Months) – Drives interest carry and overhead.
Insurance (Monthly) – Coverage during the project.
Property Tax Rate – Monthly estimate from purchase price.
Utilities (Monthly) – Electric, water, gas, etc.

4) Financing

Interest Rate (Annual) – Auto‑calculates monthly interest carry.
Origination Fee % – Points on the loan amount.
Auto‑calculated: Loan amount, down payment, origination cost, monthly interest.

What you’ll see (Outputs)

Total Rehab Cost (by section and overall)
Cash to Close (down payment + buy costs + points)
Total Holding Costs (interest, taxes, insurance, utilities)
Gross Profit (ARV – selling costs – purchase – rehab)
Net Profit (after holding and buy‑side costs)
ROI % (net profit ÷ total investment)
ROI Margin (net profit ÷ ARV)

Why investors use this calculator

Speed: Analyze a property in minutes with line‑item accuracy.
Clarity: See every cost—no hidden assumptions.
Discipline: Avoid buying on emotion; buy based on the numbers.
Consistency: Use the same framework on every deal to compare apples to apples.

Pro tips

Base ARV on recent, truly comparable sales; adjust for beds/baths, square footage, lot, garage, finish level.
Pad timelines for permits, inspections, weather, and material lead times.
Include a contingency for surprises behind walls and under floors.
Re‑run numbers if rates, scope, or exit price assumptions change.

Disclaimer

This is an automated analysis tool for educational and planning purposes only. Results are estimates and are not financial, legal, or tax advice. Always verify assumptions and consult qualified professionals before making investment decisions.

Next step: Book a call with our in‑house flip specialist (link to your scheduler), or submit your deal for review using the form below.